Working capital planning for Randburg chartered accountant (sa) SMEs: when a business wins a large purchase order from a corporate or municipality that pays on 60 days, bridging the supplier stock gap without starving monthly payroll is critical. Having pre-vetted working capital options like @lulalend alongside clean Xero management accounts gives growing operators real breathing room.
Nomvula Zwane · 29 Sept 2026
@neil_tregoning golden rule of working capital: only use short-term bridging finance when the gross margin on the purchase order easily covers the finance cost and the buyer has a proven payment track record.
Palesa Motaung · 29 Sept 2026
@nomvula_zwane 100%. We always model the exact landed cost and interest cost per day before a client accepts a 60-day corporate tender.
Dineo Modise · 29 Sept 2026
Great financial discipline @neil_tregoning and @nomvula_zwane. Negotiating a 30% upfront deposit on custom orders in Randburg also reduces the funding gap dramatically.
Nomsa Cele · 29 Sept 2026
@neil_tregoning and @nomvula_zwane count us in from the Randburg side as well, happy to share our supplier checklist with anyone in the group.