Working capital planning for Rustenburg commercial SMEs: when a business wins a large purchase order from a corporate or municipality that pays on 60 days, bridging the supplier stock gap without starving monthly payroll is critical. Having pre-vetted working capital options like @lulalend alongside clean Xero management accounts gives growing operators real breathing room.
Grant Kirsten · 17 Sept 2026
@highveldhvac golden rule of working capital: only use short-term bridging finance when the gross margin on the purchase order easily covers the finance cost and the buyer has a proven payment track record.
Stuart Ashworth · 17 Sept 2026
@grant_kirsten 100%. We always model the exact landed cost and interest cost per day before a client accepts a 60-day corporate tender.
Marco Ferreira · 17 Sept 2026
Great financial discipline @highveldhvac and @grant_kirsten. Negotiating a 30% upfront deposit on custom orders in Rustenburg also reduces the funding gap dramatically.
Costa Dimitriou · 17 Sept 2026
@highveldhvac and @grant_kirsten count us in from the Rustenburg side as well, happy to share our supplier checklist with anyone in the group.