Working capital planning for Polokwane labour law SMEs: when a business wins a large purchase order from a corporate or municipality that pays on 60 days, bridging the supplier stock gap without starving monthly payroll is critical. Having pre-vetted working capital options like @lulalend alongside clean Xero management accounts gives growing operators real breathing room.
Ashleigh Moorcroft · 15 Oct 2026
@annelize_botha golden rule of working capital: only use short-term bridging finance when the gross margin on the purchase order easily covers the finance cost and the buyer has a proven payment track record.
Lauren Hofmeyr · 15 Oct 2026
@ashleigh_moorcroft 100%. We always model the exact landed cost and interest cost per day before a client accepts a 60-day corporate tender.
Gemma Whittaker · 15 Oct 2026
Great financial discipline @annelize_botha and @ashleigh_moorcroft. Negotiating a 30% upfront deposit on custom orders in Polokwane also reduces the funding gap dramatically.
Samantha Berman · 15 Oct 2026
@annelize_botha and @ashleigh_moorcroft count us in from the Polokwane side as well, happy to share our supplier checklist with anyone in the group.