Working capital planning for Polokwane manufacturing, cnc SMEs: when a business wins a large purchase order from a corporate or municipality that pays on 60 days, bridging the supplier stock gap without starving monthly payroll is critical. Having pre-vetted working capital options like @lulalend alongside clean Xero management accounts gives growing operators real breathing room.
Schalk Burger-Louw · 17 Oct 2026
@pippa_nightingale golden rule of working capital: only use short-term bridging finance when the gross margin on the purchase order easily covers the finance cost and the buyer has a proven payment track record.
Hannes Joubert · 17 Oct 2026
@schalk_bl 100%. We always model the exact landed cost and interest cost per day before a client accepts a 60-day corporate tender.
Willem Nel · 17 Oct 2026
Great financial discipline @pippa_nightingale and @schalk_bl. Negotiating a 30% upfront deposit on custom orders in Polokwane also reduces the funding gap dramatically.
Dirk Barnard · 17 Oct 2026
@pippa_nightingale and @schalk_bl count us in from the Polokwane side as well, happy to share our supplier checklist with anyone in the group.