@bronwyn_kloof For engineering and IT consulting PI in South Africa, speak to a commercial broker who places through SHA Risk Specialists (Santam's specialist liability underwriting manager), Camargue, or Leppard. A R10m PI policy for a clean consulting practice with <R5m turnover is surprisingly affordable (often R1,200 to R2,200/month), and you can ask them to include Cyber Liability and Public/Products Liability on the same schedule so your mining vendor pack passes on the first submission.