Funding · South Africa
Invoice and asset finance
Invoice finance lets you borrow against invoices your customers have not paid yet, so you are not waiting 30, 60 or 90 days for cash. It suits businesses that supply larger companies or government on account.
Asset finance spreads the cost of equipment, vehicles or machinery over time, with the asset itself as security. Both are usually easier to get than an unsecured loan, because the lender has something to fall back on.
Who funds this
Public and long-standing funders whose mandate fits. Checked October 2026 — confirm current criteria on their own sites.
Loans
Business Partners Limited
For formal small and medium businesses
A specialist private lender and investor for SMEs — loans, property finance and equity.
Apply at Business Partners Limited ↗
Companies that can help
Ranked by what customers rated them, verified status and complete profiles — never by payment.
- DREAMCHASERSBerlin · Banking & Finance★ 4.5 from 4 reviews · verified · complete profile
- LulaLendCape Town · Business Loans, Financingverified · complete profile
- Knife CapitalCape Town · Financingverified · complete profile
- PayFastCape Town · Banking & Financeverified · complete profile
- Peach PaymentsCape Town · Banking & Financeverified · complete profile
- Negociate Credit SolutionsBanking & Financeverified · complete profile
- Meridian FinanceFinancingverified · complete profile
- Geddes CapitalCape Town · Business Loanscomplete profile
- Smart Permission MarketingPolokwane · Business Loanscomplete profile
- NashfinEdenvale · Business Loanscomplete profile
Common questions
What is invoice discounting?
A lender advances you most of the value of an unpaid invoice now, and you repay it (plus a fee) when your customer pays.
Is asset finance the same as a loan?
It is a loan secured against the asset you are buying — a vehicle, machine or equipment — which usually makes it easier to qualify for.
Guides
- PayFast data reveals interesting online buyer characteristicsPayFast
- Rands and SenseWhyFive Insights
- Online Cash LoansMr Cash Loans | Loans online
- PayFast’s top 5 digital payment trends for 2023PayFast
- How 3D Secure 2 caters for a better online shopping experiencePayFast
- 10 Ways the Metaverse Will Change the WorldDial a Nerd
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